--- title: How Opioids Affect Workers' Comp Costs description: Opioid use among employees continues to rise presenting challenges for employers including navigating workers’ comp claims when opioids are involved. image: https://blog.axcethr.com/hubfs/mar%203%20blog%20image.webp --- - [Client Portal](https://www.axcethr.com/client-services/) - [Employee Login](https://www.axcethr.com/client-services/) [![AxcetHR Solutions Blog](https://blog.axcethr.com/hubfs/AxcetHR2021%20Blog/axcethr_logo_white%20(1).png)](https://www.axcethr.com/) - [About Us](https://www.axcethr.com/about-us/) - [Corporate Philantropy](https://www.axcethr.com/about-us/corporate-philanthropy/) - [Meet the Team](https://www.axcethr.com/about-us/meet-the-team/) - [Values and Culture](https://www.axcethr.com/about-us/values-and-culture/) - [Kansas PEO](https://www.axcethr.com/about-us/kansas-peo/) - [Missouri PEO](https://www.axcethr.com/about-us/missouri-peo/) - [Careers](https://axcethrsolutions.prismhr-hire.com/) - [Why Axcet](https://www.axcethr.com/why-axcet/) - 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- - - [whatsapp://send?text=https://blog.axcethr.com/how-opioids-affect-workers-comp-costs](whatsapp://send?text=https://blog.axcethr.com/how-opioids-affect-workers-comp-costs) - [mailto:?subject=How%20Opioids%20Affect%20Workers'%20Comp%20Costs&body=https://blog.axcethr.com/how-opioids-affect-workers-comp-costs](mailto:?subject=How%20Opioids%20Affect%20Workers'%20Comp%20Costs&body=https://blog.axcethr.com/how-opioids-affect-workers-comp-costs) ![mar 3 blog image](https://blog.axcethr.com/hs-fs/hubfs/mar%203%20blog%20image.webp?width=840&name=mar%203%20blog%20image.webp) Opioid use among employees continues to rise, presenting a myriad of unprecedented challenges for small and midsized employers. Among these challenges include navigating workers’ compensation claims when opioids are involved - either as a result of a work-related injury or contributing to a work-related injury. **RELATED: **[How Kansas City's Opioid Surge May Impact Employers >>](https://blog.axcethr.com/how-kansas-citys-opioid-surge-may-impact-employers) ## **The Reach of the Opioid Crisis** Considering[18 million Americans](https://www.drugabuse.gov/publications/research-reports/misuse-prescription-drugs/what-scope-prescription-drug-misuse) misuse prescription opioids, there is no doubt that the epidemic crosses the boundary between home life and professional life, dramatically impacting employers. Here's why it's so important for employers to be aware of the epidemic and invest in prevention: - [Two-thirds](https://www.nsc.org/Portals/0/Documents/RxDrugOverdoseDocuments/RxKit/2019/Opioids-in-the-Workplace.pdf?ver=2019-03-27-161805-350) of people suffering from an opioid use disorder are in the workforce. - Opioid addiction makes it more challenging to recruit qualified employees who are able to pass drug screening requirements. - Those with opioid use disorders are at greater risk of both reduced productivity and absenteeism. - The economic burden of this disease was $504 billion in 2015 alone, and in 2016, American employers spent $2.6 billion on opioid treatment and medical care related to overdoses, contributing to the rising cost of healthcare premiums. - Annually, the employer pays [$8,817](https://www.prnewswire.com/news-releases/new-analysis-employers-stand-to-save-an-average-of-8-500-for-supporting-each-employee-in-recovery-from-a-substance-use-disorder-301183912.html) in healthcare costs for an employee with an untreated opioid use disorder, and that number increases to $35,000 per year in safety-sensitive industries. - Employees who misuse opioids are at higher risk of participating in illegal activities, like buying and using illegal drugs, which may require action on an employer's part (dismissal, referral to treatment, etc.). - Impaired employees are at higher risk of accidents harming themselves, their coworkers, and their workplace. ## **Opioids and Workers’ Compensation** Here’s what you need to know at the intersection of opioid addiction and workers' compensation:  ### **1. Most States Allow for Denial or Reduction of Benefits if Drugs or Alcohol Were Involved at Time of Accident** For this reason, employers can protect themselves and their stakeholders by implementing a post-accident drug-testing policy, requiring all employees who have had an accident at work - that results in either injury to themselves or someone else or damage to company property - to submit to a drug test immediately following the accident.  ### **2. Work-Related Injuries are Directly Contributing To the Opioid Crisis** According to the [Centers for Disease Control and Prevention](https://www.healthline.com/health-news/1-in-6-working-in-pain) (CDC), 15% of the workforce suffers from chronic pain, and millions of employees are prescribed opioids for work-related strains, sprains, and fractures. Perhaps even more alarming, [15%](https://amtrustfinancial.com/blog/agents/workers-comp-and-opioid-addiction) of workers' compensation patients taking opioids are taking them for an injury that occurred six or more years ago. Employers must be good stewards of their human resources by providing a [safe workplace](https://blog.axcethr.com/workplace-safety-risk-management) with the appropriate training, equipment, and safety measures in place. Employers who work to prevent workplace injuries also reduce the risk of opioid addiction.  ### **3. Employees on High-Dose Opioids Miss More Work** California Workers' Compensation Institute conducted [a study](https://www.cwci.org/press_release.html?id=76) that found that employees who are prescribed high-dose opioids for a work-related injury stay off of work three times longer than those prescribed low doses, increasing the financial burden on the organization as well as the physical burden (and risk of injury) on coworkers, who are often pressured to achieve the same output with fewer days during the absence. Workers' compensation premiums can rise as a result of lost wage claims.  ### **4. Employees Prescribed Opioids Incur Higher Claims** As your organization works to reduce Workers’ Compensation injuries and claims, those who are prescribed opioids incur higher claims overall due to extended recovery time, the cost of opioid prescriptions, the potential for addiction, and the treatment services rendered to address it. **RELATED: **[An Employer's Guide To Substance Abuse Policies >>](https://blog.axcethr.com/an-employers-guide-to-substance-abuse-policies-in-the-workplace) RELATED: [Medical Marijuana - An Update for Missouri Employers >>](https://blog.axcethr.com/medical-marijuana-in-missouri-an-update-for-employers) ## **[![Workers' Comp Insurance for Small Business](https://no-cache.hubspot.com/cta/default/2652187/interactive-184991639090.png)](https://blog.axcethr.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJ4c0bg6AM7N6j7yfO%2BjO%2FlbqlvVIn0MytKfpQfFgcQJW1yD%2FExT%2BETUDX%2BkajJ9hTX83vbzHBkXSHwe2hBME0gtSEgtZFUeS4MA41E1M1R30gqbSn8Iwex%2F%2BzA%2BJkP163UiIlh8%2B%2BcKjBxI%2BUQFiNY4J8LzIigfXBA5Hh0XYFpBIo5h28OVPmw4v6CrXyCcSYUTCy5nckeZX76uS%2B40%2BGbbLp7RknsBJobSFOXCguff4KdewxqNQq4YxNyGz3XfbxKJ7ScQ7NXFD%2BF4m1DAbiXJcRuWlQeZOa3XvQO8t%2B8KrYIcOwZsDHLqpQ53za%2FJeO%2BYjdjLy2UZRQ7RyU%3D&webInteractiveContentId=184991639090&portalId=2652187)** ## **Protect Your Workforce and Your Bottom Line** The opioid crisis continues to impact workplaces nationwide, driving up workers’ compensation costs, lowering productivity, and increasing safety risks. Employers must respond with proactive strategies—implementing clear policies, offering employee education, and ensuring access to appropriate care. Taking these steps not only supports employee well-being but also helps control rising insurance expenses. 🛡️ [Learn how Axcet’s Workers’ Compensation Insurance Services](https://www.axcethr.com/services/workers-comp-and-employee-safety-risk-management/workers-compensation-insurance/) can help you protect your team and manage costs more effectively. [![Kansas City PEO Small Businesses Contact Kansas Missouri](https://no-cache.hubspot.com/cta/default/2652187/9cb1f5dc-8637-4cbb-8a8f-7cc0ebc7f324.png)](https://cta-redirect.hubspot.com/cta/redirect/2652187/9cb1f5dc-8637-4cbb-8a8f-7cc0ebc7f324) [![Steve Donovan](https://blog.axcethr.com/hs-fs/hubfs/Steve-10.jpg?width=80&height=80&name=Steve-10.jpg)](https://blog.axcethr.com/author/steve-donovan) Written by #### [Steve Donovan](https://blog.axcethr.com/author/steve-donovan) Director of Risk Management Read more [View all posts →](https://blog.axcethr.com/author/steve-donovan) ### Get HR Updates ### Table of Contents ### Related Resources - [services Human Resources](https://www.axcethr.com/services/human-resources/) - [services Risk Management](https://www.axcethr.com/services/workers-comp-and-employee-safety-risk-management/) #### [Six Leadership Skills No Good Manager Can Be Without ![Six Leadership Skills No Good Manager Can Be Without](https://blog.axcethr.com/hubfs/mar%2011%20blog%20image%202.webp)](https://blog.axcethr.com/six-leadership-skills-no-good-manager-can-be-without) #### [![An Employer’s Guide to Substance Abuse Policies](https://blog.axcethr.com/hubfs/mar%202%20blog%20image%202.webp) An Employer’s Guide to Substance Abuse Policies](https://blog.axcethr.com/an-employers-guide-to-substance-abuse-policies-in-the-workplace) ## Let us know what you think... ![AxcetHR Blog](https://blog.axcethr.com/hubfs/AxcetHR2021%20Blog/axcethr_logo_white%20(1).png) - 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Among these challenges include navigating workers’ compensation claims when opioids are involved - either as a result of a work-related injury or contributing to a work-related injury. RELATED: How Kansas City's Opioid Surge May Impact Employers >> The Reach of the Opioid Crisis Considering 18 million Americans misuse prescription opioids, there is no doubt that the epidemic crosses the boundary between home life and professional life, dramatically impacting employers. Here's why it's so important for employers to be aware of the epidemic and invest in prevention: Two-thirds of people suffering from an opioid use disorder are in the workforce. Opioid addiction makes it more challenging to recruit qualified employees who are able to pass drug screening requirements. Those with opioid use disorders are at greater risk of both reduced productivity and absenteeism. The economic burden of this disease was $504 billion in 2015 alone, and in 2016, American employers spent $2.6 billion on opioid treatment and medical care related to overdoses, contributing to the rising cost of healthcare premiums. Annually, the employer pays $8,817 in healthcare costs for an employee with an untreated opioid use disorder, and that number increases to $35,000 per year in safety-sensitive industries. Employees who misuse opioids are at higher risk of participating in illegal activities, like buying and using illegal drugs, which may require action on an employer's part (dismissal, referral to treatment, etc.). Impaired employees are at higher risk of accidents harming themselves, their coworkers, and their workplace. Opioids and Workers’ Compensation Here’s what you need to know at the intersection of opioid addiction and workers' compensation: 1. Most States Allow for Denial or Reduction of Benefits if Drugs or Alcohol Were Involved at Time of Accident For this reason, employers can protect themselves and their stakeholders by implementing a post-accident drug-testing policy, requiring all employees who have had an accident at work - that results in either injury to themselves or someone else or damage to company property - to submit to a drug test immediately following the accident. 2. Work-Related Injuries are Directly Contributing To the Opioid Crisis According to the Centers for Disease Control and Prevention (CDC), 15% of the workforce suffers from chronic pain, and millions of employees are prescribed opioids for work-related strains, sprains, and fractures. Perhaps even more alarming, 15% of workers' compensation patients taking opioids are taking them for an injury that occurred six or more years ago. Employers must be good stewards of their human resources by providing a safe workplace with the appropriate training, equipment, and safety measures in place. Employers who work to prevent workplace injuries also reduce the risk of opioid addiction. 3. Employees on High-Dose Opioids Miss More Work California Workers' Compensation Institute conducted a study that found that employees who are prescribed high-dose opioids for a work-related injury stay off of work three times longer than those prescribed low doses, increasing the financial burden on the organization as well as the physical burden (and risk of injury) on coworkers, who are often pressured to achieve the same output with fewer days during the absence. Workers' compensation premiums can rise as a result of lost wage claims. 4. Employees Prescribed Opioids Incur Higher Claims As your organization works to reduce Workers’ Compensation injuries and claims, those who are prescribed opioids incur higher claims overall due to extended recovery time, the cost of opioid prescriptions, the potential for addiction, and the treatment services rendered to address it. RELATED: An Employer's Guide To Substance Abuse Policies >> RELATED: Medical Marijuana - An Update for Missouri Employers >> Protect Your Workforce and Your Bottom Line The opioid crisis continues to impact workplaces nationwide, driving up workers’ compensation costs, lowering productivity, and increasing safety risks. Employers must respond with proactive strategies—implementing clear policies, offering employee education, and ensuring access to appropriate care. Taking these steps not only supports employee well-being but also helps control rising insurance expenses. 🛡️ Learn how Axcet’s Workers’ Compensation Insurance Services can help you protect your team and manage costs more effectively.", "author" : { "@id" : "https://blog.axcethr.com/author/steve-donovan#author", "@type" : "Person", "name" : "Steve Donovan", "url" : "https://blog.axcethr.com/author/steve-donovan" }, "dateCreated" : "2020-03-04", "dateModified" : "2026-09-20", "datePublished" : "2020-03-04", "description" : "Opioid use among employees continues to rise, presenting a myriad of unprecedented challenges for small and midsized employers. Among these challenges include navigating workers’ compensation claims when opioids are involved - either as a result of a work-related injury or contributing to a work-related injury. 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